How Mortgage Lenders Decide How much You Can Afford

By John Pyne / October 18, 2025

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John Pyne: NMLS #396073 | Licensed in VA, DC, MD, WV, PA, DE, NC, SC, FL, GA #396073

Information is for educational purposes only and should not be relied upon by you. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( nmlsconsumeraccess.org) is an Equal Opportunity Lender. #72043 ( nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

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