Apply Today & Get Started
Whether you’re buying your first home, upgrading to your next home, or refinancing, our team is here to guide you every step of the way.
What to Expect When Applying
Our secure online application typically takes about 10–15 minutes to complete.
In most cases, we’ll just need a few basics:
- Recent pay information
- Bank or asset information
- A brief employment and housing history
And our application is designed to make this easy. You can often link directly to your payroll and banking systems, which means you may not need to upload documents at all.
As part of the initial review, we use a soft credit pull. This allows us to review your credit profile without affecting your credit score.
Your application doesn’t need to be perfect. Once you hit submit, our team reviews everything and will reach out directly if anything else is needed.
What Happens After You Apply
Once you submit your application, our goal is to make the mortgage process clear and as stress-free as possible.
Fill out our secure online mortgage application
Within one business day, we'll personally review your application and contact you to discuss your goals. If anything is missing, we'll let you know exactly what's needed and answer any questions you have.
When eligible, you'll receive a fully underwritten pre-approval—the highest level of pre-approval available—to help you shop with confidence and strengthen your offer.
Together, we'll review your financial picture, discuss your short and long-term goals, and recommend financing options tailored to your unique needs.
From your initial application through closing, you’ll have a dedicated team providing proactive communication, answering your questions, and helping make the mortgage process as smooth as possible.
Helpful Resources
We make applying simple, secure, and worthwhile. Here’s why clients choose The Pyne Team
More Questions?
Not ready to apply just yet? That’s perfectly okay.
Buying a home is one of the biggest financial decisions you’ll ever make, and we’re happy to answer your questions before you begin. Schedule a free, no-obligation consultation with a member of The Pyne Team to discuss your goals, explore your financing options, and get expert guidance tailored to your situation.
Learn More with Our Video Library
Get answers to your biggest homebuying and refinancing questions directly from The Pyne Team. We regularly share videos covering the mortgage process, housing market trends, and common questions we hear from clients every day. Explore the videos below, or visit our YouTube channel for more practical tips and insights.