John Pyne

Rate volatility

Mortgage Rate Volatility Continues: What Buyers Need to Know Right Now

Bottom Line: Mortgage rates improved slightly this week, but ongoing volatility continues to define the market. With rates shifting quickly, buyers are better served focusing on strategy rather than trying to time the market. ▶️ Watch the Video For a quick overview, check out this week’s Mortgage Market Update: https://youtube.com/shorts/4tSM-Hco3tA?si=mBOMwN7_wFsViUss What Happened to Mortgage Rates […]

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Mortgage Rates Drop with Global Ceasefire: What It Means for Buyers

Bottom Line: Mortgage rates moved lower this week as global tensions eased following a Middle East ceasefire. While this helped calm markets and reduce inflation pressure, the situation remains fragile, and volatility is likely to continue. ▶️ Watch the Video For a quick overview, check out this week’s Mortgage Market Update: https://youtube.com/shorts/TBb8BAB8YKI?si=-ipGHhiTEn1eoucI What Happened to

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Jobs Report and Mortgage Interest Rates

Mortgage Rates Rise After Strong Jobs Report

Bottom Line: Mortgage rates moved slightly higher this week after a stronger-than-expected jobs report. A resilient labor market may delay Fed rate cuts, keeping upward pressure on rates in the near term. ▶️ Watch the Video For a quick overview, check out this week’s Mortgage Minute video: https://youtube.com/shorts/9KLDlIEwmWI?si=i0F2pBgmHxAmdna2 Why Did Mortgage Rates Go Up This

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Mortgage Rates Hit 6-Month Highs as Fed Holds Steady

Bottom Line: Mortgage rates moved higher this week, reaching 6-month highs, as inflation concerns and global pressures outweighed otherwise neutral Fed action. While a new housing bill signals long-term supply improvement, the short-term environment remains volatile. ▶️ Watch the Video For a quick overview, check out this week’s Mortgage Minute video: https://youtube.com/shorts/fkaJaaPv8xc?si=xZpi-2TkfmLsjAIF What Happened to

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Oil Prices Spike, Jobs Miss Expectations, But Mortgage Rates Move Slightly Higher

If you have been watching mortgage rates closely, this was not the week many expected. On paper, the data suggested rates should have improved. Instead, geopolitical tensions took center stage and pushed bond yields higher. Here is what Northern Virginia buyers and Realtors need to know. ▶️ Watch the Video For a quick overview, check

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Interest Rates

Northern Virginia Mortgage Rates Drop to 4-Year Lows After Market Shift

If you have been watching mortgage rates closely, this was a significant week. Rates started off slightly higher, but by Thursday afternoon the market shifted in a big way. We are now seeing mortgage rates at their lowest levels in four years. Here is what Northern Virginia buyers and Realtors need to know. ▶️ Watch

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Washington DC in winter

Northern Virginia Spring Housing Market Update: Buyer Activity Is Heating Up

If you have been watching the Northern Virginia housing market, you have probably felt the shift. Buyer activity is picking back up, mortgage rates have been holding relatively steady, and competition is increasing across many local communities. Here is what you need to know about this week’s mortgage and market update. ▶️ Watch the Video

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Northern Virginia Mortgage Minute: A Calm, Steady Market With Delayed Data

This week’s mortgage market can be summed up with one phrase: no drama. No surprise headlines. No sudden volatility. Just a calm, steady market doing what calm markets do. That theme is likely to hold through at least February 11th, largely due to delayed economic data tied to a partial government shutdown. For Northern Virginia

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Northern Virginia Mortgage Minute: Rates Hold Steady as the Lock-In Effect Begins to Ease

This week’s Federal Reserve meeting came and went exactly as expected. The Fed held rates unchanged, and markets barely reacted. There was little volatility heading into the meeting and almost none afterward. As a result, mortgage rates remain near three year lows. While the Fed decision itself was uneventful, the more meaningful story for the

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1/18/26 Mortgage Minute: Pent Up Buyer Demand Returns in Northern Virginia as Rates Ease

Mortgage rates have dropped to their lowest levels in nearly three years, and the Northern Virginia real estate market is responding quickly. Buyer activity is picking up, competition is returning, and well-prepared buyers are already feeling the shift. Here is a breakdown of what is happening right now and what it means for buyers and

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