Terms of Service

By using this website, you confirm that:

• You are at least 18 years of age or the legal age to enter into a binding agreement.

• You understand and accept all terms outlined in this document.

• You agree that The Pyne Team may update these Terms from time to time. Continued use of the website constitutes acceptance of any changes.

Use of Services

You agree to use our services responsibly and only for lawful purposes. This includes:

• Accessing mortgage resources, calculators, and knowledge hub content.

• Using Homebot and other integrated tools to monitor home equity and values.

• Submitting applications, rate quote requests, or contact forms through the site.

You may not:

• Attempt to access restricted areas of the website or other users’ data.

• Use the website for fraudulent, misleading, or harmful purposes.

• Copy, reproduce, or distribute content without explicit permission.

Account Responsibilities

Some tools on our website may require registration or the submission of personal information. Users are responsible for:

• Maintaining the confidentiality of account credentials.

• Providing accurate, current, and complete information when signing up or submitting forms.

• Notifying us immediately of any unauthorized use of their account or personal information.

Intellectual Property

All content on this website, including text, graphics, images, logos, videos, and downloadable resources, is the property of The Pyne Team or its licensors. You may not reproduce, distribute, or create derivative works without written permission.

Third-Party Services

Our site integrates with third-party tools such as Homebot, VideoAsk, and the Atlantic Bay Application portal. By using these tools:

• You agree to the terms and privacy policies of the third-party providers.

• The Pyne Team is not liable for issues arising from the use of third-party services.

• These integrations are designed to enhance your experience but do not replace professional mortgage advice.

Disclaimers & Limitation of Liability

The content provided on this site is for informational purposes only and does not constitute financial or legal advice. While we strive for accuracy, we cannot guarantee that the information is complete or up to date.

By using this site, you agree that:

• The Pyne Team and Atlantic Bay Mortgage Group are not responsible for any errors or omissions.

• We are not liable for direct, indirect, incidental, or consequential damages arising from your use of the website or its services.

Governing Law

These Terms of Service are governed by the laws of the state of Virginia, USA. Any disputes arising from these Terms or your use of the website will be resolved in accordance with applicable federal and state regulations.

Changes to Terms

The Pyne Team reserves the right to update or modify these Terms at any time without prior notice. Updates will be posted on this page, and continued use of the website after changes constitute acceptance of the updated Terms.

Contact Information

If you have questions or concerns about these Terms of Service, please contact us:

The Pyne Team
Email: info@pyneteam.com

Phone: +12334567889
Address: 6820 Elm Street McLean, VA 22101