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A Legacy of Trust in Home Lending

Since 1996, Atlantic Bay Mortgage Group has helped homebuyers achieve their homeownership goals through personalized mortgage solutions, trusted guidance, and a people-first approach. As part of Atlantic Bay, The Pyne Team is proud to combine the strength of a nationally recognized lender with the personalized service our clients deserve.

Who We Are

Atlantic Bay Mortgage Group was founded in 1996 in Virginia Beach, Virginia, with a simple mission: to put people first. What began as a small local lender has grown into a nationally recognized mortgage company known for delivering personalized mortgage solutions built on trust, expertise, and lasting relationships.

Today, Atlantic Bay continues to help homebuyers achieve their homeownership goals by combining experienced guidance with a commitment to exceptional service. More than a mortgage lender, we’re a long-term partner dedicated to helping clients make confident financial decisions throughout every stage of homeownership.

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Our Experience & Reputation

Atlantic Bay’s culture is built around three simple principles: We Genuinely Care, We Inspire Growth, and We Have Fun. These values shape every client interaction, every mortgage solution, and every relationship we build. They reflect our commitment to putting people first, continuously improving, and making a positive difference for the families and communities we serve.

  • Founded in 1996
  • Licensed to lend in multiple states
  • Named a Top Workplace
  • 4.9/5 Average Client Rating (Google & Experience.com)
  • Personalized mortgage solutions tailored to your unique goals
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Meet the Team

Meet the dedicated professionals behind The Pyne Team. With decades of combined experience, we’re here to guide you through every step of the mortgage process with clarity, care, and confidence.

Lara Favella

Processor

Kelli List

Mortgage Banker Assistant

Dawn Pyne

Brand Manager

Devin O'Reilly

Mortgage Banker

John Pyne

EVP, Regional Manager

What Our Clients Say

Your mortgage experience should feel personal, transparent, and stress-free. But don’t just take our word for it — hear from the homeowners and partners who’ve trusted The Pyne Team.

We were first time home buyers and spoke to several different local lenders before choosing John Pyne and his team. It was simple: they had the best customer service and the best rates. John and his team were professional and helpful throughout the home buying process. John took the time to explain all of our loan options, he was transparent, honest, and promptly answered all of our... Read More

Peter N.

I absolutely recommend John Pyne and the Pyne team! They have you covered! John was amazing with his attention to detail throughout the mortgage process, always attentive to our best interests, (no pun intended) and always kept us informed on ways to save money. He went above and beyond to explain all scenarios in detail, answered any questions and always kept us up to date with the loan. From start... Read More

Jason V.

From pre-approval to the final process, everything was smooth and easy. Their communication is concise and super clear. I asked so many questions to John and he answered every single questions. Their secured portal made the process so much easier and it also made me confident. Being a first-time home buyer, I was not really aware of this 'private lender' option, but I am so glad I chose the Pyne over... Read More

Day K.

John and his team were exceptional to work with and I would recommend them to anyone looking for real estate financing help. Their customer service is second to none and they made an especially complicated and stressful process seem easy and manageable. The team identified excellent borrowing options and helped us secure an exceptionally competitive interest rate on our mortgage. Five stars!

Daniel A.

I recently purchase a property in downtown DC that had a lot of moving parts that a less experienced team would of had trouble executing and making as smooth as possible for the client. The Pyne Team did an incredible job helping me with my recent purchase and I would highly recommend them for your needs. John - the team leader is a great guy and goes above and beyond for his clients. Thank you, Brett.

Brett W.

Learn More with Our Video Library

Get answers to your biggest homebuying and refinancing questions directly from The Pyne Team. Our YouTube channel is filled with short, easy-to-follow videos covering everything from first-time buyer tips to refinancing strategies—so you can make confident decisions at every step.

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