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A Legacy of Trust in Home Lending

For over 25 years, Atlantic Bay has been helping individuals and families achieve their homeownership dreams with integrity, care, and personalized solutions. As part of this trusted network, The Pyne Team brings the same dedication to every client we serve.

Who We Are

Atlantic Bay Mortgage Group was founded on a simple promise — to make the lending process more personal, transparent, and stress-free. With a reputation built on trust and consistency, we’ve grown into a leading mortgage provider licensed across multiple states, serving thousands of families and professionals. For over 25 years, we’ve been helping individuals achieve their dreams of homeownership through award-winning service, expert guidance, and a culture of care. At Atlantic Bay, we’re more than a mortgage company — we’re a partner you can count on every step of the way.

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Our Credibility & Recognition

At Atlantic Bay, trust is more than a promise — it’s proven through decades of service, industry recognition, and a strong commitment to compliance. From national awards to client reviews, we’re proud to be a mortgage lender people can rely on.”

  • 25+ Years of Service
  • Licensed in 10+ States
  • Top Workplace Award
  • 4.9/5 Client Review Score (Google & Experience.com)
  • Recognized for Compliance & Transparency
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Meet the Team

Meet the dedicated professionals behind The Pyne Team. With decades of combined experience, we’re here to guide you through every step of the mortgage process with clarity, care, and confidence.

Lara Favella

Processor

Kelli List

Mortgage Banker Assistant

Dawn Pyne

Brand Manager

Devin O'Reilly

Mortgage Banker

John Pyne

SVP, Regional Manager

What Our Clients Say

Your mortgage experience should feel personal, transparent, and stress-free. But don’t just take our word for it — hear from the homeowners and partners who’ve trusted The Pyne Team.

We were first time home buyers and spoke to several different local lenders before choosing John Pyne and his team. It was simple: they had the best customer service and the best rates. John and his team were professional and helpful throughout the home buying process. John took the time to explain all of our loan options, he was transparent, honest, and promptly answered all of our... questions. When we needed to quickly make an offer on our future home after normal business hours, John was able to get us our tailored pre-approval letter in minutes. We would recommend John to all of our friends and family. Read More

Peter N.

I absolutely recommend John Pyne and the Pyne team! They have you covered! John was amazing with his attention to detail throughout the mortgage process, always attentive to our best interests, (no pun intended) and always kept us informed on ways to save money. He went above and beyond to explain all scenarios in detail, answered any questions and always kept us up to date with the loan. From start... to finish, John made our loan process a great experience. Thank you John!! Read More

Jason V.

From pre-approval to the final process, everything was smooth and easy. Their communication is concise and super clear. I asked so many questions to John and he answered every single questions. Their secured portal made the process so much easier and it also made me confident. Being a first-time home buyer, I was not really aware of this 'private lender' option, but I am so glad I chose the Pyne over... other major providers including traditional banks and credit unions. The Pyne team gave me the best rates that no other banks/credits union could match. I highly recommend John and his team! Read More

Day K.

John and his team were exceptional to work with and I would recommend them to anyone looking for real estate financing help. Their customer service is second to none and they made an especially complicated and stressful process seem easy and manageable. The team identified excellent borrowing options and helped us secure an exceptionally competitive interest rate on our mortgage. Five stars!

Daniel A.

I recently purchase a property in downtown DC that had a lot of moving parts that a less experienced team would of had trouble executing and making as smooth as possible for the client. The Pyne Team did an incredible job helping me with my recent purchase and I would highly recommend them for your needs. John - the team leader is a great guy and goes above and beyond for his clients. Thank you, Brett.

Brett W.

Learn More with Our Video Library

Get answers to your biggest homebuying and refinancing questions directly from The Pyne Team. Our YouTube channel is filled with short, easy-to-follow videos covering everything from first-time buyer tips to refinancing strategies—so you can make confident decisions at every step.

Watch More on YouTube

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